Bank Hapoalim B.M. New York Branch (hereinafter also referred to as “BHI USA”) grants you access to this Web Site pursuant to these Terms and Conditions. These Terms and Conditions govern your use of the Web Site and the materials accessible on or from the Web Site. Please read these Terms and Conditions carefully before entering the Web Site, and refer to them as necessary as you explore BHI USA’s Web Site. Your use of the Web Site means that you accept the Terms and Conditions. BHI USA may revise these Terms and Conditions at any time, without notice. Users are responsible for reviewing this page from time to time to ensure compliance.

If you do not agree with these Terms and Conditions, please do not visit or use BHI USA’s Web Site.

BHI USA reserves the right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on this Web Site and to suspend and/or deny access to this Web Site for scheduled or unscheduled maintenance, upgrades, improvement or corrections or for any other reason whatsoever. The information and materials on this Web Site may contain typographical errors or inaccuracies. Any dated information is published as of its date only (or as of any date specifically posted in connection therewith) and BHI USA does not undertake any obligation or responsibility to update or amend any such information.

 

Proprietary Rights

 

This Web Site, along with any and all content contained in this Web Site (including, without limitation, press releases, research publications, etc.) is the copyrighted work of BHI USA and/or its affiliates or suppliers and is protected under United States and worldwide copyright laws and treaty provisions. BHI, BHI USA, the diamond design and related marks are trademarks of Bank Hapoalim B.M. Other trademarks, service marks, brands and names on this Web Site are also the property of Bank Hapoalim B.M. or its affiliates or suppliers. Unless otherwise stated, copyright or similar rights in all material presented, including graphical images, are the property of Bank Hapoalim B.M.  No action that may directly or indirectly infringe the property rights of Bank Hapoalim B.M. is permitted.

 

Unless otherwise stated, this Web Site is for your personal and non-commercial use only. In no event are you allowed to insert changes, reproduce, copy, distribute, transmit, broadcast, display, perform, advertise, or sell any information, item, software or services provided on this Web Site. You may however print out paper copies of information on this Web Site for your personal use.

 

Disclaimer of Warranties

The material accessible from or on this Web Site (including information, software, etc.), whether provided by BHI USA or by any third party, is provided “as is” and BHI USA and its affiliates, expressly disclaim any implied or express warranties or conditions of any kind, including warranties of merchantability or fitness for a particular purpose. Although BHI USA has attempted to provide accurate information on this Web Site as a service to its users, BHI USA and its affiliates, assume no responsibility for, and make no representations with respect to, the accuracy, timeliness or completeness of the information. BHI USA and its affiliates hereby disclaim any warranty, express or implied, and shall not be liable for damages resulting from or relating to the quality, accuracy, timeliness, completeness, performance, or fitness for a particular purpose of the Web Site or any of its contents, including, but not limited to, any financial tools contained within the Web Site. BHI USA and its affiliates make no warranty that the contents of this Web Site are free from infection by viruses or anything else which has contaminating or destructive properties. The user is fully responsible for protecting his/her/its computer and/or system from being infected by viruses. BHI USA and its affiliates also make no warranty to you, express or implied, regarding the security of the Web Site, including with respect to the ability of unauthorized persons to intercept or access information transmitted by you through this Web Site.

 

 

Limitation of Liability

In no event shall BHI USA and its affiliates be liable for any damages whatsoever arising in contract, tort or other from the use or inability to use the Web Site, including, without limitation, fault or malfunction in the software that operates this Web Site or the access to it. BHI USA and its affiliates shall have no liability, contingent or otherwise, to you or to third parties, or any responsibility whatsoever, for the failure of any connection or communication service to provide or maintain your access to the Web Site, or for any interruption or disruption of such access or any erroneous communication between BHI USA and you. In no event shall BHI USA and its affiliates be liable for any damages whatsoever, including (without limitation) special, indirect, consequential or incidental damages, loss of profits or revenues or cost of replacement goods, including, without limitation, damages resulting from use of or reliance on the information presented.

No Solicitation

The information contained in this Web Site has been prepared for informational purposes only without regard to any particular user’s investment objectives, financial situation, or means and BHI USA is not soliciting any action based upon it. Neither the information contained in this Web Site nor any material accessible from it, constitutes or is to be construed as a recommendation, an offer to buy or sell or the solicitation of an offer to buy or sell, any security, future, option or other financial product or instrument. The contents of the Web Site do not constitute advice and should not be relied upon in making, or refraining from making, any decision. Nothing in this Web Site or its information, or the material accessible from or on it, is to be regarded as a substitute for personal and professional consultation which takes your personal data into account. Certain transactions give rise to substantial risk and are not suitable for all investors. The information and services provided on this Web Site are not provided to and may not be used by any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory or self-regulatory organization or clearing organization or where BHI USA is not authorized to provide such information or services.

 

Links to Other Sites

At times this Web Site may contain links to Web Sites maintained by other companies, individuals or agencies which are provided as a convenience to BHI USA’s Web Site users. These linked sites are not under the control of BHI USA and BHI USA is not responsible for the accuracy of information on such sites, including those of its affiliates. BHI USA does not monitor or review the content of such third party sites and therefore advises you that your access by link to third-party sites is at your own risk.

 

Privacy

Your use of the products and services on this Web Site may be monitored by BHI USA. The characteristics of your use of this Web Site may be stored and analyzed by BHI USA for its own purposes in the normal course of its business. Information accessed or processed through this Web Site may be transferred through various countries around the world.

 

Choice of Law

These Terms and Conditions of Use shall be governed by and construed in accordance with the law of the State of New York applicable to agreements made and to be performed in New York. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to these Terms and Conditions of Use or the Web Site shall be in an appropriate state or federal court located in the County of New York, State of New York and the parties unconditionally waive their respective rights to a jury trial. If for any reason a court of competent jurisdiction finds any provision of these Terms and Conditions of Use, or a portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of these Terms and Conditions of Use, and the remainder of these Terms and Conditions of Use shall continue in full force and effect.

 

General Information

By using this Web Site, you agree that you will use the Web Site and all materials and services accessible from or provided through the Web Site, in a manner consistent with applicable laws and regulations and these Terms and Conditions of Use. In addition to these Terms and Conditions of Use, there may be specific terms and conditions applicable to certain features or aspects of this Web Site which are part of an agreement requesting that service. In the event of any conflict between these Terms and Conditions of Use and any specific agreement between you and BHI USA, the terms and conditions of such specific agreement shall prevail. BHI USA may revise these Terms and Conditions of Use at any time. Users are responsible for reviewing this page from time to time to ensure compliance.

Terms & Conditions